We Have More Than a"Concept of a Plan"for Healthcare Costs
Unlike some people, we've actually done the math.
Save 70%+ with complete transparency.
See every dollar. Verify every claim. Trust, but verify.
Disclaimer: This is satire referencing recent political debates about healthcare. But the savings, transparency, and business model are 100% real. We actually have a plan, not just a concept. And unlike Congress, we show our math.
Healthcare Costs Are Crushing Families
Average family pays $44,120/year
$33,120 in premiums + $11,000 out-of-pocket max
Opaque pricing and hidden fees
You never know what you'll actually pay
Insurer profits come first
8-15% profit margins extracted from your premiums
Slow claim processing
Wait 30-90 days for reimbursement
Transparent, Verifiable Cost Sharing
Just $13,400/year all-in
$8,400 contributions + $5,000 max out-of-pocket
See exactly where every dollar goes
Blockchain verification means no hidden fees or mystery charges
Watch reserves grow in real-time
Live dashboard shows exact pool balance, claims paid, funds available
Surplus returned to you
Member-owned means profits go back to members, not executives
Why Choose Concept?
We combine the best of health sharing, blockchain technology, and community governance
Complete Transparency
See every dollar: reserves, claims paid, operating costs. All verified on blockchain. No hidden fees, no surprises.
Blockchain-Verified Security
Funds secured by blockchain technology with multi-signature controls. Independently audited. No single person can access member money.
Community Governance
Members vote on coverage policies, high-cost cases, and how surplus is distributed. True democratic control.
Mobile-First Experience
Submit claims in 2 minutes by uploading bill photos. AI-powered OCR extracts details automatically.
Fast Reimbursement
Get paid in 5-10 days via stablecoin to your wallet or direct bank transfer. No 90-day waits.
Fixed Out-of-Pocket Max
$5K individual, $10K family. No surprise bills or balance billing. Total cost certainty.
Reserve Growth Benefits
Funds earn safe, conservative returns. Growth shared with members as dividends - estimated $300-500/year.
Security & Compliance
Multi-sig treasury, audited smart contracts, HIPAA compliant infrastructure. Your data is safe.
See Your Potential Savings
Enter your current healthcare costs to calculate your savings
Your Current Costs
Annual: $33,120
Deductibles, copays, coinsurance
With Concept
* Estimates based on family coverage. Individual results may vary.
Member dividends depend on annual surplus and participation duration.
Get Started in 4 Simple Steps
From application to reimbursement in days, not months
Apply & Get Approved
Complete health questionnaire (10 minutes). Instant approval for most applicants. No medical exam required.
Set Up Monthly Contributions
Connect your bank account or credit card. Automatic conversion to USDC stablecoin. Cancel anytime.
Submit Claims via Mobile App
Take a photo of your medical bill. AI extracts details automatically. Track status in real-time.
Get Reimbursed Fast
Approved claims paid in 5-10 days. Direct to your wallet or bank account. Simple, transparent, fair.
Built on Blockchain for Total Transparency
See Every Transaction
All contributions, claims, and expenses visible in real-time. Nothing hidden.
Multi-Signature Security
Multiple people must approve before funds move. No single point of failure.
Independently Verified
Third-party auditors can verify reserves without accessing private data
Be First to Access 70% Savings
Join our waitlist for exclusive early access and founding member benefits
Fund Our Initial Treasury
Help us launch with financial security. Your philanthropic contribution will provide the initial treasury reserve to cover healthcare claims while our member pool builds.
💝 Your Impact
- Cover initial healthcare claims
- Provide financial stability from day one
- Help families who can't afford insurance
- 100% transparent blockchain tracking
🎁 Recognition
- Founding Philanthropist status
- Quarterly impact reports
- Optional governance advisory role
- Tax receipts & documentation
Seeking $3M Seed Investment
Join us in transforming healthcare financing. $12M post-money valuation, path to profitability in 18 months.
Strong Unit Economics
$1,750 profit per member with 14% margins at 10K members
Low Break-Even Point
Just 732 members needed for break-even, achievable in 12-18 months
Massive TAM
$1.2T U.S. health insurance market with 160M potential customers
Defensible Moat
Traditional insurers can't replicate: tech advantage + member-owned structure
The Questions Politicians Won't Answer
But we will. With actual numbers. And receipts.
Still Skeptical? Good.
Skepticism is healthy. That's why we make everything verifiable. Join our waitlist and we'll show you exactly how the sausage is made. Spoiler: It's not as gross as Washington.
Ask Us Anything